How Much Liability Insurance Do You Need?

When most people consider their insurance needs, they typically only come up with certain types of coverage. Health insurance and life (or sometimes disability) insurance protect you and your loved ones; Auto and homeowner / renter insurance protects your major tangible assets. Personal liability insurance, often referred to as a “blanket” policy, is rarely on this list. But when a […]

What is your sustainability IQ?

Do you know your sustainability IQ? How sustainable is your organization? Do you know where you have your greatest strengths and organizational assets? Do you know your risks and how to minimize them? And do you have a roadmap to build your sustainability? Building sustainability is critical in today’s challenging fiscal, programmatic, and public policy environment. This article will provide […]

How to calculate the intrinsic value of stocks like Warren Buffett

One of the most sought after calculations in all investments is Warren Buffett’s intrinsic value formula. Although it may seem elusive to most, for anyone who has studied Buffett’s Columbia business professor Benjamin Graham, the calculation becomes more obvious. Remember that the intrinsic value formula that Buffett uses is an adornment of Graham’s ideas and fundamentals. One of the most […]

The 3 elements of a fascinating presentation

You’ve been doing the same old shows, year after year. Same script. The same slide deck with the same cute cat clip art. The same old brochures … the same old proposals … You know it. I know. What you may not know, however, is that while your presentation may not have changed, your results have. Same presentation: diminishing returns. […]

Offshore Safes: Safe Places to Store Your Cash

Sooner or later, you may well end up in possession of confidential documents or other high-value portable assets that need to be kept in a safe place, such as an overseas security deposit facility. What kinds of things are we talking about? Any valuable document. Things like car titles, coins (rare), passports, bearer shares, citizenship records, bills of sale, pension […]

Ringworm infection

Getting ringworm is not complicated, simple, and annoying. Treating ringworm can be just as simple and hopefully not bothersome. You can get ringworm through physical contact with another person who is contagious, from someone else’s property that has been touched by an infected person, through pets, and some domestic animals such as livestock. You can also catch it through swimming […]

Bichon Frize – Perfect Apartment Dog?

The Bichon Frize is a white tassel of a dog with black eyes, eye rims and halos, lips, nose, and foot pads. Known for having fewer barking problems than other small dogs, the Bichon Frize is a delightful pet dog, but you do have to adapt to certain life routines as this particular breed needs attention. Today, the Bichon Frize […]

How to Find Bad Credit, No Credit, or Broken Leases in Louisville KY

Are you looking for an apartment in Louisville but have been repeatedly denied due to your credit or rental history? This is more common than you realize and many people are reporting such frustration, especially when it comes to locating an apartment in this city known for its warmth, hospitality, and world-class performing arts. The frustration is the result of […]