Financial skills – Open a bank account

I was surprised when I asked parents what life skills they would like their children to know, and there was an outright request that children learn how to open a bank account. In the same way, there was a great call for: How to budget and balance accounts How to write checks and pay bills And how to start saving […]

Certifications, are they all the same?

You’re not alone if you’re having trouble differentiating between a CFA, CFP, CIF, ChFU, and any of the other financial certifications. How do you sift through this alphabet soup to find the best planner for you? Here’s our list of the eight most popular designations and a brief explanation of what each one does: Certified Financial Planner (CFP): Those with […]

US Patent Liability Based on Foreign Sales or Manufacture

direct infringement. Under Section 271(a) of the US Patent Law, it is illegal to make, use, offer to sell, sell, or import into the US any device that makes use of a valid patent, without the authorization of the patent owner. Doing so constitutes a direct infringement. It is not always clear what constitutes sales in the United States. In […]

Managing Workers’ Compensation Claims: It Pays To Hire A Professional

As a small business owner, do you have overtime to handle a workers’ compensation claim? Chances are you are constantly working on your business and have no spare time for anything, much less to process and review a claim for completeness. Considering the lengthy amount of time it takes to go through the workers’ compensation claims process, you can save […]

Plan Your Own Wedding – Things to Remember

If you have decided to plan your own wedding, know that you are doing something that is quite stressful and can be very difficult to accomplish. If you want to plan your own wedding in the best way possible, there are a few things to remember. Food. Food is the heart of any wedding! The success of your reception really […]

retail history

It is one of the largest employers in the world. It eats up a large part of our money. It’s the retail industry. Retail is a massive, passive beast that pervades nearly all of our lives. Virtually all of us shop, sometimes as a pleasure and sometimes as a chore. But when and how did it all start? The answer […]

Are Carbon Credits Securities?

Carbon Credits Securities Despite the fact that carbon credits are not officially recognized as securities, their presence in the financial world is quite noteworthy. They are essentially a form of permission slip that allows a business to release gases such as carbon dioxide. These permits can be traded, bought, or sold. The market for them is growing rapidly. Unlike stocks, […]

rose quartz love spells

White magic deals with the positive energy that surrounds us. It is a magic that makes use of your subtle feelings and sweet desires. The elements and objects that are used for white magic are beautiful and sublime. Everything beautiful is put to use when white magic aims at happiness. The help of such magic is taken when you want […]

10 guidelines for effective negotiation skills

Never enter into any agreement or negotiation from a point of desperation. The moment you show how desperate you are, you disarm yourself of bargaining power. The value of the transaction will be compromised by your appetite and apparent desire. Rather go back, gather yourself and your thoughts, and reschedule the talks. We often put a price tag on products […]